Chattanooga Homes with Cash Financing available

Chattanooga Homes with Cash Financing available

Welcome to Chattanooga, Tennessee – a vibrant city nestled between the stunning Appalachian Mountains and the Tennessee River. Known for its rich history and breathtaking natural beauty, Chattanooga has become a sought-after destination for homebuyers seeking both charm and modern amenities. The city boasts a thriving arts scene, delicious dining options, and outdoor adventures that make it a perfect place to call home.

Chattanooga is a city that embraces its heritage while fostering innovation. With a population that values community and sustainability, residents enjoy a high quality of life. The revitalized downtown area features a mix of historic architecture and contemporary developments, offering a unique living experience. Outdoor enthusiasts will revel in the vast parks, hiking trails, and the iconic Lookout Mountain, which provides stunning panoramic views of the region.

For those considering a move to this picturesque city, the real estate market in Chattanooga is diverse and accommodating. Whether you’re looking for a charming bungalow, a modern condo, or a spacious family home, there’s something for everyone. Excitingly, cash financing options are available for many homes in the area, making it easier than ever to secure your dream property without the hassle of traditional financing. This flexibility opens the door for both first-time buyers and seasoned investors to explore the wealth of opportunities that Chattanooga has to offer.

In Chattanooga, you’re not just buying a home; you’re investing in a lifestyle full of adventure, community, and unparalleled beauty. Discover the magic of this enchanting city and find your perfect home today!

Newest Chattanooga Homes with Cash Financing available

Level Lot Located across from Lakeside Park, Softball fields, tennis courts and CSLA.

4824 Swan Road, Chattanooga

2 Beds ⋅ 1 Baths ⋅ 1539768 MLS

Conviently located fixer upper in Brainerd. This is an as-is home that has potential.

738 E Henderson Drive, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1539766 MLS

Finding true acreage in the heart of East Brainerd is almost unheard of--and finding it paired with seamless one-level living makes this property an absolute gem! Enjoy the perfect blend of privacy, room to roam, and day-to-day convenience, all just minutes from top-rated schools, shopping, and dining. Step inside to discover soaring 10-foot ceilings, warm solid wood floors, and gorgeous transom windows that flood the space with natural light and timeless character. The inviting living room serves as the heart of the home, featuring recessed lighting and a classic brick gas fireplace. Designed for easy, comfortable living, the single-level layout offers three generous bedrooms, two-and-a-half baths, and a bright bonus room right off the living area--ideal for a fourth bedroom, home office, playroom, or cozy sitting space. The kitchen is a chef's dream, outfitted with rich cherry cabinets, a spacious walk-in pantry, tile flooring, and storage galore. Nearby, the oversized laundry room is a functional power house that easily doubles as a craft or hobby room, complete with a built-in sink, a work table, and a dedicated sewing machine table. Storage is truly endless here, boasting ample closet space throughout, an encapsulated basement, and a massive attic ready for all your seasonal items. Outside, the private grounds continue to impress. Unwind on the charming screened front porch or relax on the covered back porch overlooking your peaceful acreage. The property is fully equipped for hobbies, storage, and projects with an established garden, two storage sheds, and a full barn equipped with electricity. An extended driveway and dedicated parking pad ensure plenty of room for guests, vehicles, or equipment. Rare single-level gems on acreage like this in East Brainerd don't stay on the market long--schedule your private tour today!

1104 Morris Lane, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1539765 MLS

Set above Tremont Street on a peaceful corner lot, this charming Craftsman bungalow offers one-level living in the heart of North Chattanooga. Original hardwood floors, historic windows and built-ins, tall ceilings, exposed brick, and abundant natural light preserve the home's character, while fresh interior paint, a seven-year-old roof, and a BRAND-NEW HVAC system provide thoughtful updates. A welcoming sitting front porch opens into an expansive living area with two distinct gathering spaces, a fireplace, and beautiful built-ins. The dedicated dining room flows into the kitchen, where concrete countertops and exposed brick add warmth and personality. The home includes three bedrooms and two bathrooms, including a primary suite with an en suite wet-room-style bathroom and curbless shower. The front bedroom features an entire wall of built-in shelving and cabinets, making it equally suited for a bedroom or office, while the spacious rear bedroom offers an extra-large closet. A rear porch provides a dedicated laundry area. Below, a large stand-up basement with its own entrance, windows, and bathroom plumbing offers excellent workshop space and potential for future expansion or an accessory dwelling unit, subject to applicable approvals. Zoned for Normal Park schools and a short walk to Coolidge Park, neighborhood restaurants, shops, and Aretha Frankenstein's, this home combines historic character with an exceptionally walkable location. Local lenders are preferred. Schedule your showing today!

503 Tremont Street, Chattanooga

3 Beds ⋅ 2 Baths ⋅ 1539759 MLS

Welcome to 1631 Mary Dupre Drive, where convenience meets opportunity! Situated on a huge, level lot in the heart of Chattanooga, this all-brick ranch offers the solid construction buyers love with endless potential to make it their own. Whether you're dreaming of a modern renovation or simply adding your personal style over time, this home is the perfect canvas. The spacious bedrooms provide room to spread out, and you'll even find hardwood flooring waiting beneath some of the carpet. Car enthusiasts, hobbyists, and anyone needing extra storage will appreciate the rare combination of a 3-car garage plus an additional outbuilding...a feature that's hard to find! Located just minutes from shopping, restaurants, medical facilities, and interstate access, this is a fantastic opportunity to create your dream home in an unbeatable location.

1631 Mary Dupre Drive, Chattanooga

6 Beds ⋅ 4 Baths ⋅ 1539757 MLS

Don't miss this rare opportunity to own a fully functional duplex in the heart of Chattanooga, offering strong cash flow potential and long-term upside. Located at 1203 E34th Street, this under-rented duplex features two spacious units, each with 3 bedrooms and 2 full bathrooms--a rare and highly desirable layout for the area. Both Units are currently month to month lease terms. Each side offers generous square footage, open living spaces, and functional layouts that attract tenants seeking more room without sacrificing convenience. With both units currently rented below market value, there's significant room for immediate rent increases and improved cash-on-cash return. Live in one side and rent the other, or lease both for solid investment income. Situated in a central Chattanooga location near schools, public transit, dining, and just minutes from downtown, this duplex offers easy access to all the city has to offer--while giving your tenants the space and privacy of a full home. Whether you're a first-time investor or looking to expand your portfolio, this multi-family property checks all the boxes: location, layout, and upside potential. Don't wait--properties like this don't last long! Both 1201 and 1203 E 34th St are available for sale. Eligible for Vouchers. 1203 E34th street does require flood insurance at $3517/year No showings until contract in place. Please do not disturb tenants. This must be sold as a package including 1201 and 1203 e34th street, two adjacent properties and duplexes.

1203 E 34th Street, Chattanooga

3 Beds ⋅ 4 Baths ⋅ 1539756 MLS

Welcome to the Asbury floorplan at Asbury Oaks -- a stunning new construction home by Lennar, move-in ready and waiting for you! Nestled in one of Chattanooga's most sought-after new communities, this beautifully designed home backs up to a private wooded view, offering the peace and privacy you've been looking for. Enjoy serene natural surroundings right from your own backyard -- no rear neighbors, just nature. The Asbury floorplan is thoughtfully designed with an open-concept layout that flows seamlessly from the spacious kitchen into the dining and living areas, perfect for both everyday living and entertaining. The kitchen features gorgeous finishes, ample counter space, and a large island that serves as the heart of the home. Generously sized bedrooms provide comfort and flexibility, while the primary suite offers a true retreat with a spa-inspired bath and walk-in closet. The best part? Everything's Included by Lennar -- that means designer finishes, stainless steel appliances, quartz countertops, smart home technology, and so much more are all already built in, with no upgrades needed. What you see is what you get, at an incredible value. Asbury Oaks combines the tranquility of wooded surroundings with convenient access to Chattanooga's dining, shopping, outdoor recreation, and top-rated schools. This is new construction living made simple -- just move in and enjoy. Don't miss your chance to own this exceptional home. Schedule your tour today!

280 Asbury Oak Lane 121, Chattanooga

7 Beds ⋅ 4 Baths ⋅ 1539755 MLS

Back and better priced! Don't miss this rare opportunity to own a fully functional duplex in the heart of Chattanooga, offering strong cash flow potential and long-term upside. Located at 1201 E34th Street, this under-rented duplex features two spacious units, each with 3 bedrooms and 2 full bathrooms--a rare and highly desirable layout for the area. All units are currently on a month to month term. Each side offers generous square footage, open living spaces, and functional layouts that attract tenants seeking more room without sacrificing convenience. With both units currently rented below market value, there's significant room for immediate rent increases and improved cash-on-cash return. Live in one side and rent the other, or lease both for solid investment income. Situated in a central Chattanooga location near schools, public transit, dining, and just minutes from downtown, this duplex offers easy access to all the city has to offer--while giving your tenants the space and privacy of a full home. Whether you're a first-time investor or looking to expand your portfolio, this multi-family property checks all the boxes: location, layout, and upside potential. Don't wait--properties like this don't last long! Both 1201 and 1203 E 34th St are available for sale. Eligible for Vouchers. No showings until contract in place. Please do not disturb tenants. This must be sold as a package including 1201 and 1203 e34th street, two adjacent properties and duplexes.

1201 E 34th Street, Chattanooga

4 Beds ⋅ 3 Baths ⋅ 1539751 MLS

Welcome to 1516 Union Avenue, a beautifully restored and fully updated 4-bedroom, 3-bathroom home, in the heart of Chattanooga's sought-after Highland Park neighborhood. Perched on a fully fenced-corner lot, this home makes a great first impression with its welcoming porch, and rich wood columns. Step inside to discover high ceilings, abundant natural light, and a flowing layout perfect for both entertaining and everyday living. At the heart of the home, the chef's kitchen features sleek granite countertops, contemporary cabinetry, stainless steel appliances, a custom island, and cooktop with pot filler. Around the corner, escape to the primary suite featuring a large en suite bathroom complete with a large custom tile shower featuring a multi faucet system. The first floor also includes two living areas, a guest suite, full bathroom, and laundry room. Walk upstairs to find an open landing area that is flanked by two additional bedrooms that share a well appointed hall bath Outside, the fully fenced lot is ready for entertaining or play. Off-street parking is available on the backside of the home, accessed by the alley. Located just minutes from downtown Chattanooga and the bustling Southside, this home blends neighborhood charm with city convenience. Whether you're sipping coffee on the porch swing or entertaining guests in your open-concept living space, this is the perfect place to call home. *Reference the documents tab or reach out to the listing agent for a full list of improvements.*

1516 Union Avenue, Chattanooga

3 Beds ⋅ 3 Baths ⋅ 1539749 MLS

Come see this one-of-a-kind, century-old home that has been thoughtfully restored and maintained to provide modern amenities and function, all while honoring the architectural and historical significance of the era in which it was built. This idyllic 1920's Colonial sits proudly on a manageable, yet spacious half acre in the heart of Chattanooga. Distinguished features include gleaming hardwood floors, 9 foot ceilings throughout, large period-appropriate moldings, vintage architectural details, a covered side smoking porch, original wood staircase & banister, a charming butler's pantry, and so much more! The modernizations include a complete overhaul of the plumbing to PEX and PVC, updated electrical system, new architectural shingle roof in 2019, energy efficient windows installed throughout, a whole house water purification/softening system, new gutters and rain collection system, and more! (Request a Full Updates List from listing agent)! The Master suite is on the main level and features his and hers closets as well as a custom window seat overlooking the back yard with cedar lined storage beneath. The main level also hosts multiple living spaces including a huge sunroom, a quiet den for relaxing and a large dining space that has direct access to the covered side porch. The kitchen is lovely and features custom built cabinets, leathered stone countertops and a gas range! Upstairs you will find two large bedrooms, a conveniently located full bath and a bonus room; originally used to store chests, that could be used as an office, nursery or even a small bedroom! The basement is huge and could easily be used for more living space! Use it as a workshop, build a kids play area, make a man-cave, use for storage needs.... let your imagination run wild! There is also plenty of great outdoor space with a large back patio, an oversized, fully fenced backyard, detached garage/workshop, a greenhouse for the green thumbs as well as mature landscaping throughout This house really is the dream... The character and charm of a century ago that has already been thoughtfully modernized and made ready to stand the test of the next 100 years. They truly don't make 'em like they used to and this home is the purist example of that. Properties like this just don't come available every day, so schedule your showing today!

205 Gillespie Terrace, Chattanooga

2 Beds ⋅ 2 Baths ⋅ 1539746 MLS

Welcome to easy, one-level living in the highly desirable Village of Ashwood! Ideally located just minutes from Hamilton Place, shopping, dining, medical facilities and Chattanooga Airport, this well-maintained 2 bedroom, 2 bath condominium with a dedicated office offers 1,859 SF of comfortable living space and is ready for immediate occupancy. Designed for both everyday living and entertaining, the spacious floor plan features a large great room, a versatile office or study (which could also be used as a Guest Bedroom), and a beautiful sunroom filled with natural light--perfect for relaxing with your morning coffee or enjoying the changing seasons. The generously sized primary suite offers a private retreat, while the second bedroom and bath provide comfortable accommodations for family or guests. To prepare for its new owners, the main living areas, including the great room, primary bedroom and sunroom are being freshly painted. Carpets are being professionally cleaned, with NEW carpet being installed in the primary bedroom and sunroom. Residents of Village of Ashwood enjoy an active, welcoming community with beautifully maintained grounds, a clubhouse, fitness center, swimming pool and a full calendar of neighborhood social activities. The professionally managed exterior care and landscaping allow for a truly low maintenance lifestyle. Friendly neighbors and a convenient spot make this one of Chattanooga's most sought-after condominium communities. If you're looking for a move-in ready home with great bones, a fantastic floor plan and the opportunity to make it your own in an exceptional location, this is one you won't want to miss!

2434 Baskette Way, Chattanooga

4 Beds ⋅ 4 Baths ⋅ 1539743 MLS

NEW CONSTRUCTION | EVERYTHING'S INCLUDED® | STVR ELIGIBLE | PRIME CHATTANOOGA LOCATION Welcome to The Oakwood -- a stunning new construction townhome by one of America's most trusted homebuilders, Lennar, nestled in the heart of Borough 33, Chattanooga's most exciting new community address. Whether you're searching for the perfect primary residence, a savvy investment property, or a high-performing short-term vacation rental, the Amberly checks every box -- and then some. EVERYTHING'S INCLUDED® -- PREMIUM FEATURES, ZERO GUESSWORK. With Lennar's signature Everything's Included® program, what you see is what you get -- and what you get is extraordinary. Forget negotiating upgrade packages or choosing between builder-grade basics and premium finishes. At Borough 33, every Oakwood home comes fully loaded with designer-quality features as standard: Whirlpool Gallery stainless steel appliances throughout the kitchen Quartz countertops with a center kitchen island built for gathering Luxury vinyl plank flooring across main living areas -- durable, stylish, and low-maintenance Designer cabinetry with modern hardware Moen® faucets and fixtures Cozy family room fireplace -- perfect for Chattanooga's cool autumn and winter evenings Glass-enclosed owner's shower in the spa-inspired primary bath Smart home technology pre-wired and ready No surprise costs. No upgrade negotiations. No stress. Just a beautifully finished home from day one. That's the Lennar promise -- and it's delivered right here at Borough 33.

3355 Aberdeen Row 38, Chattanooga

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